Patients of all ages need high-quality dental care for good oral health, and for anyone fortunate enough to have a Humana insurance plan, it’s easy and affordable. We always recommend maximizing your plan’s preventive coverage by getting regular checkups with a Humana dentist in Woodstock. This way, you can minimize the amount of major dental work you need in the long-term and prevent the need for more involved procedures as much as possible. But rest assured that when restorative work is necessary, your Humana plan offers coverage for that as well.
One of the advantages of a Humana PPO plan is that you can use it to see any dentist. However, you’ll save the most by seeing an in-network Humana dentist in Woodstock because your out of pocket fees will be lower. Here are some of the basic coverage percentages for a Humana PPO plan.
Although your dental care will always be more affordable when you seen an in-network dentist, it’s important to remember that there are different Humana PPO plans, each with their own specific benefits. For example, some plans have a deductible that only applies to restorative services, while others require a deductible to be met before any services are covered.
Having said that, every PPO plan comes with an annual maximum, which is the most that Humana will pay for your dental care within a calendar year. In some cases, we can structure your treatment in a way that breaks it up over two years so you can benefit from two plan maximums rather than one.
We understand that it can be tough to handle dental insurance on your own, so our in-house expert, Robbie, is here to help you get the most from your Humana plan. With over 20 years of experience in the dental field, you can bet that she’s helped countless patients with the same questions you have. She’s also happy to file your claims and explain the “ins and outs” of your coverage so you know what to expect from the start. If you have any questions at all about your Humana plan, don’t hesitate to get in touch!