Getting the dental care you need without blowing your budget is one of our goals at Dream Dental. By processing and filing dental insurance claims for the bulk of PPO benefit plans, we can offset the costs of your necessary treatments. If you want to learn more about your dental insurance coverage or schedule an appointment with our Woodstock dentist and dentistry team, call Dream Dental today. We look forward to helping you with all of your dental care and insurance needs.
If you’re not used to reviewing dental insurance documents, these policies can sound like nothing more than a string of jargon. Our knowledgeable dental team members will be happy to help you review your individual plan, but some of the commonly used terms include the following:
Every insurance policy represents a unique contract between the patient and their insurer. Your policy will outline coverage for specific treatments as well as plan maximums and other variables that impact your coverage. While we’ll need to review your individual insurance plan to provide exact estimates of your coverage, most policies offer some combination of the following:
If you want to make the most of your benefits, keep the following in mind:
Most dental insurance policies are either health maintenance organization (HMO) or preferred provider organization (PPO) plans. HMO policies have extremely strict delineations regarding what dentist you can visit and what services you can receive. We are not currently in-network with any HMO plans, but if you happen to live too far from a provider who accepts your HMO plan, we may be able to assist you. We’re always happy to help patients make the most of their coverage, so if you have an HMO plan, let us know. For those patients with PPO plans, we’re happy to process and file claims, and we offer in-network coverage for a number of PPO benefit plans. As in-network dentists with your PPO provider, we have agreed to the insurer’s set fees to ensure you have the lowest out of pocket treatment costs. We offer in-network benefits for the following insurers: